Stages Of Life

About You


Our clients come from all walks of life.

Some are just starting out, and some are well established. Some have families, or their family is growing. Some of our clients are looking towards retirement, and some are already there. No two situations are the same.


They really only have one thing in common; they care about their financial future and are looking to create financial independence. That’s where we come in.

Our Clients

Unique circumstances
need tailored solutions.

Starting Out

Starting Out

You have your working life ahead of you. Though retirement is a long way away, the time until retirement can be shortened with some careful planning and taking action sooner rather than later. You might also be looking at buying a house, starting a family or building wealth.

Typically, our clients starting out look for the following services;

  • Superannuation consolidation and advice
  • Wealth protection (insurance)
  • Wealth Accumulation
  • Home deposits and lending

Family and growing

Family & Growing

One of the last things on your mind may be looking at retirement. Mortgage repayments, children and bills normally take your financial focus away from building wealth, which left too late can be putting your retirement at risk.

This is the stage where strategies will be able to help you start building wealth, protect your family and give you a clear idea about what retirement may look like.

Typically, ‘family and growing’ clients are looking for the following services:

  • Debt repayment
  • Education funding
  • Wealth protection (Insurances)
  • Planning ahead for retirement

Looking towards retirement (Pre-retiree)

Looking towards Retirement (Pre Retiree)

Congratulations, retirement is now in sight! By this stage, the kids may be out of home, you are close to paying the mortgage off (if not already) and planning those holidays you will have once retired.

You want to save as much tax as possible, boost your wealth creation ability and get all of your ducks in a line to set you up for retirement.

Typically, pre retirement clients are looking for;

  • Retirement planning
  • Superannuation advice
  • Investment advice
  • Debt repayment
  • Taxation planning



You made it! Retirement is a great time in life through no longer being in the working force. However, it doesn’t always come without stress. Some retirees are concerned about how long their funds will last. You have worked hard to accumulate your retirement balance and you don’t want to see this slip away.

Get a clear plan on how long your funds will last and how to maximise this. You may consider some of these services useful:

  • Retirement planning
  • Superannuation advice
  • Investment advice
  • Estate planning